I used a combination of red and white cardstock teamed with papers from the Bazzill Nordic Pines pack. I layered the image up on various circles cut with punches and my Spellbinders dies, added a sentiment, ribbon and punched snowflakes topped with pearls, before decorating inside to match.
Hope you like it - my photography is not great at this time in the evening - lots of shadows.
Anyhoo...would like to enter it into:
Sassy Cheryl Challenge - Use Pearls
Thanks for looking!